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[Insurability and history of cancer].

Abstract : At the instigation of the Aeras convention -Insuring and borrowing with an aggravated health risk - and the 2014- 2019 Cancer Plan, the Law of 26 January 2016 introduces the « right to be forgotten » for people with cancer. Thus, people wishing to take out an insurance policy for a mortgage or consumer credit do not have to declare their cancer 10 years after the end of the therapeutic protocol, in the absence of relapse. This period is reduced to 5 years for cancers occurring before the age of 18 years. Associated with this right, the « reference grid » identifies situations for which insurance will be granted without surcharge or exclusion of guarantee, or under conditions that are close to standard conditions. This concerns both cancer -breast, thyroid, prostate cancers ...- and noncancer diseases -HIV, hepatitis C, cystic fibrosis ...-. Through his relationship with his patient, the doctor plays a key role in providing the best insight and helping him in his efforts.
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https://www.hal.inserm.fr/inserm-03097124
Contributor : Christine Dupuis <>
Submitted on : Tuesday, January 5, 2021 - 11:30:22 AM
Last modification on : Tuesday, January 5, 2021 - 11:59:25 AM

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  • HAL Id : inserm-03097124, version 1
  • PUBMED : 31626506

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Philippe-Jean Bousquet, Lionel Lafay. [Insurability and history of cancer].. La Revue du Praticien Médecine Générale, 2019, 69 (4), pp.454-460. ⟨inserm-03097124⟩

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